To give consumers more flexible purchasing options and offer another avenue for revenue, Ace Hardware has partnered with Affirm. The partnership gives consumers pay over time options for in-store purchases.

Many Ace locations are independently owned, so it gives an opportunity for local retailers to compete with larger companies. Consumers can use Affirm on purchases over $50.

For more than a century, Ace has been proud to help neighbors with the right products, advice and support. Our partnership with Affirm builds on Ace’s Helpful promise, giving customers more flexibility to take on the projects that matter to them – whether it’s refreshing a room, enhancing the backyard, or tackling a to-do list.

Andy Enright, Senior Vice President, Retail Strategy & Operations at Ace Hardware

Outdoor cooking is a segment that stands to benefit from financing options. They’ve been put front and center at Ace stores with their new store design, and they’re a big ticket item.

Many grill brands offer financing on their websites for DTC purchases. The new partnership helps level the playing field for retailers with customers that might be inclined to purchase direct for the financing.

From essential daily repairs to bigger home upgrades, Ace is where people go for their home improvement needs—and it’s a category where flexibility at checkout really matters. That’s why we’re so excited to partner with Ace and give their customers transparent payment options tailored to their needs, right there in-store. By underwriting each transaction in real time, and never charging late or hidden fees, Affirm ensures Ace customers always know what they’ll pay.

Pat Suh, SVP of Revenue at Affirm

To be able to check out in-store, customers can scan a QR code with Affirm. They’ll then go through a quick, real-time eligibility check. Approved customers can pick from various payment options with no hidden fees.